Why Do People Make Late Payments Anyway?
There can be three reasons:
- You forget. No excuse for this one.
- You don't care. No excuse for stupidity. You deserve whatever happens to you.
- You can't afford to make the payment. Now, that's a reason. Or is it?
Why can't you afford to make the payment?
You don't know how to budget is one big reason.
You were misled.
You don't care about budgeting is another.