Does All That Mean I Should Keep A Rotten Card, Rather Then Get A Better One?
Definitely not.
- First, get a good card. We're going to show you how shortly.
- Then cancel your old card.
So what if I just don't want to use my card? Should I cancel it?
- If it's a good card, and if it has no annual fee, don't cancel it.
- Simply having the card and using it occasionally can build your credit.
- You may need it for emergencies.
What if I'm turned down for a credit card by the good guys because of my age or lack of credit... Should I go with the bad guys?
Definitely not!
- Go back to the good company and ask them if they would issue you a "secured" card.