But Here`s The Important Question:
Even the best credit card companies use some of these words and phrases. But check out the fine print before believing the headlines!
Does the rate go up to after the "introductory" rate?
Sometimes the rate goes up a lot!
For instance, your rate starts at 0%. It could go up to 24%!
Next question: How long do you get the low rate?
Many companies use the phrase "up to" when telling you how many months you get the low rate.
You know, "We offer zero percent for up to 12 months!"
But the company usually won't tell you how many months you get the low rate until after you've gotten their card!
You get a card, expecting zero percent for a year. They give you zero percent for one month.