So, How Do You Get The Right Card? How Do You Protect Yourself?

First, you've got to make some basic decisions to protect yourself.

Decision 1: don't get your card from some online company.

Get your credit card from a place where you can talk with a representative in person, if and when you have a problem with your credit card.

Decision 2: get your card from the place most likely to treat you fairly.

Which type of banking institution is more likely to watch after you, not themselves?

You've got two choices: a traditional bank, or a credit union.