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Tough realities about credit cards

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Quick links:

  • Card pros and cons
  • Dangerous benefit
  • Grace period dangers
  • "Zero percent" cards?
  • Bad cards
  • Different types of cards
  • Dangers of cash advances, "checks"
  • Dangers of fine print
  • Bank or credit union

So, How Do You Get The Right Card? How Do You Protect Yourself?

First, you've got to make some basic decisions to protect yourself.


Decision 1: don't get your card from some online company.

Get your credit card from a place where you can talk with a representative in person, if and when you have a problem with your credit card.


Decision 2: get your card from the place most likely to treat you fairly.

Which type of banking institution is more likely to watch after you, not themselves?

You've got two choices: a traditional bank, or a credit union.

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