So, You Can Use It For Plenty Of Things, As Long As You Remember The Cardinal Rules:

Got it?

That means, for instance, every time you charge $100 on your credit card, make sure you put $100 in your savings account.

And here's an easy way to do it:

• Make sure you have signed up for online banking for your checking account.
• Make sure you have a savings account linked to your checking account.
• Every time you use your credit card, transfer money from your checking account to your savings account.
• You'll be earning interest, and you'll always have money set aside for your credit card bill.