Which Stranger Would You Loan Your Hard-Earned Money To?

Stranger "One": a few small payments for candy and comic books to local stores you've never heard of. Do those few payments really show the person can pay serious bills on time for a long time?

Stranger "Two": lots of large payments to big-time financial institutions. Hey, you can see for sure this person pays big bills on time. Doesn't that make your risk less?

Well, which one?

-- Select your answer -- Stranger "One" Stranger "Two"