Don't get a credit card from any company that won't tell you your normal rate before you get their card.
This is a little different than "introductory" rates. Some companies won't even tell you your regular interest rate until you get their card!
- Their ad may say rates "as low as 5%!"
- You get your card, and your rate is 28%!
3. What idiot would get a credit card from a company like that?!