You Know Nothing About Your Co-Worker, But This:
- He has five loans he's supposed to pay back monthly.
- The guy hasn't paid any of the loans back on time, and the loan companies have had to chase him all over town to get their payments.
- On one loan, the loan company has had to sue him to get its money.
Would you want to loan the guy your ten thousand dollars?
Duh...
See, "paying as agreed" is important. And it impacts your credit, too.
What else impacts your credit?