4.1 Which Statement Best Describes Overdraft Protection?
1. | You write a check for more money than you have in your account, and the bank bounces your check, and charges you a fee. |
2. | You pay a yearly fee at your bank, and receive a temporary loan when you spend more money than you have in your account. |
3. | You bounce a check and ask for another free toaster. |
Which statement shows the smartest thinking?