And A Last No Brainer:

You don't want a credit card that takes away your legal rights.

Some credit card companies take away your right to use the U.S. court system if you have a disagreement with them.

They force you into what is called "Binding Mandatory Arbitration."

• Or they may call the BMA clause a "dispute resolution mechanism," or some other fancy name.

Whatever the clause's name, you are forced into using arbitration rather than the court system, if you have a problem.

Many credit card companies don't have these clauses. So, why get a credit card from a company that does have these clauses?

Virtually every financial consumer group in America opposes BMA clauses. Here's a consumer website on this issue.